Selling through the seasons
The time of year that you put your home on the market could affect how well your property sells. In winter, buyers would pay more for fireplaces, insulation and underfloor heating.
Residential Property Review – October 2025
In October’s Residential Property Review we cover the latest housing and rental trends, government proposals to reform the buying process and the winner of Britain’s top architecture prize. Plus, the latest government data on house prices.
Mortgage Guarantee Scheme launched
The Mortgage Guarantee Scheme aims to sustain availability of high LTV mortgages by incentivising lenders with government-backed guarantees. First-time buyers and home-movers across the UK can benefit, but professional advice is essential to help you choose the right deal.
Autumn housing market outlook
The UK housing market moves into autumn with steady momentum. Buyers can expect to benefit from improved affordability and negotiating power due to a high volume of homes on the market. This is influencing how sellers approach pricing.
Homing in on the mortgage challenges facing gig workers
For freelancers and contractors, securing a mortgage can be a real challenge due to multiple income streams. Many experience rejection because traditional lenders don’t understand gig economy finances. Expert advice can help you navigate this and strengthen your application.
Demand for second homes falls: what does it mean for local buyers and sellers?
Some holiday homeowners are choosing to sell up due to changes in Council Tax rules. This means more properties on the market in coastal hotspots, offering buyers greater choice but also raising challenges for local communities.
Residential Property Review – September 2025
The UK housing market faces uncertainty ahead of the Autumn Budget, with potential tax changes impacting activity. Mortgage rates eased but could rise again. Sales fall-throughs remain high, while affordability continues to shape buyer hotspots across London.
Mortgage overpayments: small sums add up
Overpaying your mortgage, even by small amounts, could save you thousands and cut years off your loan. Thousands of homeowners could be tapping into these benefits, but a third of the people not making overpayments say they are being held back by a lack of understanding.
In the News – Home Finance
Dressing rooms are trending and can add up to £40k in value to your property. Older homeowners hold 2.9trn in property wealth in the UK – around 37% of this wealth is in London and the South East. The house buying process is reported to be taking 41% longer than anticipated.
Residential Property Review – August 2025
The UK housing market faces mixed conditions for the rest of 2025. Bank Rate cuts support borrowers, but house price growth is slowing due to high supply. Despite this, average home values have risen 20% since 2020, with strong gains outside London.