Mortgages for first-time buyers
Taking that first step onto the property ladder may feel intimidating, but at Grange Mortgages we’re here to make the process of getting your mortgage as straightforward as possible.
As well as talking your through the different mortgage options available, including fixed rate, variable rate, trackers and discounted mortgages, we’ll help you work out how much you can afford to borrow, find the right repayment level to suit your finances, and calculate the deposit you need to get the right mortgage at the best available rate. We’ll break down the numbers, so you have a clear understanding of your finances before making any commitments.
Why go with Grange for your first mortgage?
Fee-free mortgage consultation
We’ll discuss your home ownership plans, your financial circumstances, and answer any questions you have about completing your mortgage application. There’s no fee for this consultation or any advice we provide, and we’re available seven days a week with virtual and phone appointments to fit your work schedule.
Tailored advice to suit you
Everyone’s financial circumstances are unique. Our expert brokers will guide you through all the mortgage options available to you before recommending the mortgage that best suits your financial situation and goals.
If you’re a serving Police Officer and a first-time buyer, you might be eligible for fee-free loans and preferential rates from government programmes like key worker scheme and Shared Ownership. We’ll explain these options and help you determine whether you qualify.
Access to the whole mortgage market
Being independent means we search the entire marketplace. Thanks to our strong relationships with lenders, we can access exclusive deals that are unavailable on the high street. This means more mortgage options and better rates for you.
Dedicated mortgage support team
Alongside your mortgage consultant, you’ll have a case manager who ensures the process moves quickly and efficiently. From completing paperwork to communicating with lenders, we’ll manage your mortgage application from start to finish, keeping you updated and ensuring everything progresses smoothly.
More than mortgages
Need help with Life insurance or protection? We offer everything under one roof, making the process simple and convenient.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.